May 13, 2008
 Des Moines Current Rates Rate APR  
  30 Year Conforming 5.875% 5.9380%
Assumptions 30 Year FHA 6.000% 6.5886%
 
 
 Renting vs. Buying
With every rent check you write, you're helping to build equity in your landlord's property. That money could be going toward building equity in a home of your own. Today's rates are low enough that your house payment could be lower than your rent payment! Contact us today to find out more about the incentives of buying a home or get on the road to ownership today by getting preapproved.
  There are many advantages to owning a home, including:
1.
Security - A feeling of security that comes from owning a home and the knowledge that your home is a safeguard against inflation.
2.
Investment - Payments on your mortgage loan mean you are acquiring a major possession; instead of rent, you own more and more. The garden you plant, the permanent improvements you make - all enhance your way of living as well as the value of your home.
3.
Tax Advantage - Your real estate taxes and the interest on your mortgage are deductible from your income tax.
4.
Financial Independence - Most people start on the road to financial independence through home ownership. Your principal and interest payments remain the same for the full term of your mortgage while your rent usually goes up as the cost of living increases.
5.
Environment - Your children grow up in the neighborhood of your choice.
6.
Cash Equity - Better than a savings account, your home can appreciate to keep pace with inflation.
7.
Satisfaction - Home ownership offers special advantages that make life more enjoyable - backyard barbecues, large family gatherings during holidays, a home workshop, a chance to enjoy your family's companionship in the privacy of your own home.


How much home can you afford?
A MidAmerican Home Services Mortgage Consultant can offer you valuable assistance in determining how much home you can afford and how much can borrow, or Apply Now and our expert mortgage consultants can begin the preapproval process for you. The first step to buying your new home.

First Time Home Buyer?
We make the process easy to understand and simple to do. We explain every step and every detail so you can be confident with your decisions. Go to MidAmerican Home Services Mortgage's information for First Time Buyers.

 


MidAmerican Home Services Mortgage has a broad array of products that can fit the needs of almost any consumer.

Fixed-rate and adjustable-rate mortgages, VA, FHA, no down payment and much, much more!

We explain each product clearly and help you decide which one is the right one for you.

Click the button to check out our great line of products!
Click the button to apply
online for a home mortgage
from MidAmerican Home Services Mortgage.



Questions? Comments?
Use this quick, easy way
to contact us or call us at
1-800-247-2430

 

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All first mortgage products are offered and provided by Homeservices Lending, LLC Series A dba MidAmerican Home Services Mortgage. MidAmerican Home Services Mortgage may not be available in your area. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. ©2007 MidAmerican Home Services Mortgage. All Rights Reserved. An Equal Housing Lender.

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